BANKING FOR THE NEXT GENERATION

Step is the all-in-one money app with unlimited cashback, 3.00% on savings, and the Step Visa Card that builds credit with every purchase while helping you access cash when you need it most. This is financial independence at your fingertips.

App Rating
100K+ Reviews

Beast Industries Acquires Step

At Step, our goal has always been to improve the financial future of the next generation, and we couldn’t imagine a better partner to help us pursue that than the team at Beast Industries. Together, we are focused on closing the financial literacy gap, amplifying the Step platform and bringing more groundbreaking products to the world.

Step users in their 20s increase their credit score by an average of 57 points in one year.

Earn 3.00% on your savings

Your money deserves better. Get a savings reward that's over 7x the national average with Step Black.

Earn 1% cashback on everything

Your everyday spending deserves a reward. Get unlimited cashback on every purchase with Step Black.

Safe and secure

The Step Card comes with Visa’s Zero Liability Protection Policy and is FDIC-insured up to $1,000,000.

PLAY GAMES GET PAID

Earn over $200 each month simply by playing games without ever leaving the Step app.

MEET STEP EARLYPAY

Life doesn't wait for payday, and neither should you. Borrow up to $500 whenever you need it. See how much you qualify for in just a matter of minutes and have the money instantly transferred to your Step Account.

HOW DOES YOUR BANK STACK UP?

Click a square to learn more

Build credit with the Step Visa Card.
Earn unlimited cashback on purchases.
Get exclusive Step Black rewards.
Earn 3.00% on your savings balance.

No interest and no hidden fees, ever.

APP RATING

100,000+ Reviews

I love Step

I love Step. The customer service is amazing, the rewards are some of the highest in the banking world, along with the interest on savings. Super helpful as a college student!

Absolutely love step!

If I could rate higher than 5 stars I would! It’s an incredible app!

Brought me from no score to 735

I didn’t have a score before but when I chose to opt in, it helped dramatically.

Step is way better

I’m honestly mad I did not get this sooner. I have used Current before it and Step is way better.

Stephen Curry

4x NBA champion, CEO at Thirtyink, Step investor.

“I know what a critical life skill money management is...Step helps facilitate conversations about money and makes it easy to get a taste of financial freedom with a built-in safety net and lots of teachable moments.”

Better banking for all

With Step, your whole family can safely build credit history, grow their savings, and build their financial foundation at any age.